Hamilton County, Tennessee Tax Delinquent Properties for Sale List
Chattanooga's back taxes run through three offices, and a 2026 law cut the redemption period on older delinquencies.
Tennessee, Goliath Teammate
Key Takeaways
- Goliath Data had 2 tax-delinquent properties on record in Hamilton County, Tennessee, as of June 29, 2026, which is Goliath's count and not the county's total.
- The 2026 Delinquent Tax Sale List, revised June 4, 2026, holds 185 parcels by Goliath's count, and 113 of them carry a PAID stamp.
- Among the unpaid rows on that list, minimum bids ran from $933.98 to $75,992.87.
- Goliath's Hamilton County table shows probate (18), assignment (17), judgment lien (16) and lis pendens (16) as the largest signals.
- Goliath sells data and software, not leads, and plans start at $1,499 a month.
Goliath Data publishes this guide. Its signal table comes from Goliath's records, while the county, city and state documents cited were read on November 5, 2026, and those can change.
The delinquent property tax list for Chattanooga, TN comes from two county offices rather than City Hall. The Hamilton County Trustee posts a downloadable file of delinquent records, last updated November 1, 2026 when we checked, and the Clerk & Master posts the parcels actually going to auction. Together those are the working sources for Hamilton County, Tennessee tax delinquent properties.
Who holds the delinquent property tax list for Chattanooga, TN?
Tax debt on one Chattanooga house can sit in more than one place, which trips people up.
Office | What it holds | Contact |
|---|---|---|
County taxes, plus Collegedale, East Ridge, Lakesite, Red Bank, Ridgeside, Soddy Daisy and Walden | 423-209-7270 | |
City of Chattanooga taxes not yet sent to court | (423) 643-7262 | |
Taxes in Chancery Court and the annual sale | (423) 209-6606 |
Chattanooga is not on the Trustee's list of cities it collects for. The City Treasurer says property taxes unpaid a year after their due date are filed in Hamilton County Chancery Court, and from then on they are paid directly to that court. So for a parcel inside city limits, check the Trustee file and the Clerk & Master's inquiry page, and call the Treasurer for the rest.
How do you get the Hamilton County delinquent lists, and what do they cost?
The Trustee's file. The county's records page offers the delinquent file as a text version or a CSV spreadsheet, with no price shown. Budget a little patience: it runs about 20 megabytes and holds data only, so it must be converted and formatted to view. The layout instructions list the fields, including map, group, parcel, owner names, bill year and mailing address.
The sale list. The county's home page links the 2026 Delinquent Tax Sale List, marked revised June 4, 2026. By our count of its rows it holds 185 parcels, and 113 carry a PAID stamp. That second number is the lesson: most of the list had paid by the revision date. Among the rows without the stamp, minimum bids ran from $933.98 to $75,992.87.
One parcel at a time. The Clerk & Master's delinquent inquiry is the quick check before you do any math.
After the sale. Property the county and city acquired at the sale is later sold by sealed bid. The Real Property Manager keeps an address list and a mailing list, at 4005 Cromwell Road or (423) 209-6444.
Hamilton County, Tennessee tax delinquent properties in Goliath's records
Hamilton County, Tennessee currently has 2 tax-delinquent properties on record in Goliath's records, as of June 29, 2026. The signals below also come from Goliath's records, as of the dates shown.
Signal | Properties | As of |
|---|---|---|
Probate | 18 | Jun 22 |
Assignment | 17 | Jun 29 |
Judgment Lien | 16 | Jun 29 |
Lis Pendens | 16 | Jun 29 |
County Lien | 12 | May 11 |
Code Violation | 10 | May 11 |
Utility Lien | 9 | May 11 |
Eviction | 8 | Jun 1 |
Mechanic Lien | 5 | Jun 22 |
Property Auction | 4 | Jun 29 |
Those 2 properties are what Goliath had on file, not the county's total. The sale list alone is far longer. Use the Trustee's file and the sale list to size the market, and use signals like these to see which owners have other pressure on them.
When does the Hamilton County tax sale happen?
The Trustee's FAQ says the auction is held each June and advertised in May, in the Hamilton County Herald and on the county website. Per the Trustee's FAQ, county taxes accrue interest of 1.5% per month (18% annually) from the first day of each month beginning March 1, as described by the Trustee's office.
The notice of sale posted beside the 2026 list still shows a June 5, 2025 date and a 2025 form revision, so treat its specifics as last published and call the Chief Tax Deputy at (423) 209-6606 for the next sale. That notice describes:
- Place and time: the Hamilton County Commission Room, 4th floor of the courthouse at 625 Georgia Ave., with registration at 9:00 a.m. and the sale at 10:00 a.m.
- Bidding: highest bidder wins, and each opening bid is the amount owed, including interest, penalties, attorney fees and court costs.
- Payment: due immediately after the sale, in cash, cashier's check or money order. The FAQ lists different methods, so confirm before you go.
- Commitment: a bid is a legal commitment. Withdraw after the sale and you forfeit the payment. Fail to close and you can be held in contempt of court.
Orders Confirming the Sale are prepared within two to three weeks, and you record yours as muniment of title at the Register's Office, room 400.
What is the redemption rule for Hamilton County tax sales?
The Clerk & Master's FAQ says there is a one year redemption period on property sold at the tax sale, and that the office does not advise purchasers when they may take possession. Tennessee law sets the redemption rules and recent legislation may have changed them (Public Chapter 971 is linked for reference; we have not summarized its terms here). Redemption periods, interest rates and who may redeem are set by Tennessee law and the court's own order, so confirm them with the Clerk & Master and read your order confirming the sale.
Ask the Clerk & Master how the redemption amount is calculated and how an overbid is handled if the owner redeems.
This is not legal advice. Ask a Tennessee attorney before bidding, particularly on whether other liens survive, since the FAQ sends that question to your attorney too.
What should buyers weigh before bidding in Hamilton County?
- Title: the Clerk & Master makes no warranty about the status or quality of title, or about hazardous waste history.
- Possession: the office does not advise when you can take possession, and the county does not assist with evictions.
- Rehab timing: improvements should generally wait until redemption ends. Inside Chattanooga, you must still meet the Property Maintenance Code during that time. To recover preservation costs after a redemption, you file a motion and prove the expense at a hearing.
- Finality: the FAQ says all sales at auction are final.
For a broader method, see our guides on delinquent tax lists as a seller source and finding owners in your county. For a neighbor's process, compare Knox County.
Why work Hamilton County owners before the auction?
The 113 PAID stamps are also an argument for working the list early instead of waiting for the courthouse. An owner with a tax debt, a probate filing or a code violation may want a conversation before a sale.
Goliath builds lists from signals like these, with the source kept on each record. It includes skip tracing with published figures of a 99% match rate and 85% accuracy, with no charge for misses, plus built-in CRM, dialer and texting. It sells data and software, not leads, and plans start at $1,499 a month.
Before you dial, put one question to your lawyer: does an offer to buy a house count as telemarketing? Until you have that answer, assume your calls and texts are covered, and start with the National Do Not Call Registry.
Find owner, tax and parcel records on the Hamilton County, Tennessee property records page.