Monroe County, New York Tax Delinquent Properties for Sale List

Monroe County, NY has 1 tax-delinquent property on record. Get the official list, tax-sale schedule, and redemption rules.

Austin Beveridge

Tennessee

, Goliath Teammate

Monroe County, New York currently has 1 tax-delinquent property on record, along with active foreclosures, liens, and probate filings compiled from public records. If you are searching for the Monroe County tax delinquent properties for sale list, this page gives you the live count, how to pull the official list from the County Treasurer / Commissioner of Finance (varies by county), how New York's tax sale and redemption process works, and the due diligence to run before you bid.

TL;DR

  • 1 tax-delinquent property are currently on record in Monroe County, NY, refreshed weekly from public records.

  • Plus additional distressed properties (foreclosures, liens, probate) shown in the live breakdown below.

  • How to pull the official Monroe County tax-delinquent list, and how New York's tax-sale + redemption process works, so you act on real, current numbers, not a generic explainer.

GoliathData currently tracks 1 tax-delinquent property in Monroe County, NY, alongside the wider distressed-property picture below, data current as of July 6, 2026, refreshed weekly from public records:

Signal

Properties

As of

Lis Pendens

18

Jul 6

Preprobate

13

Jul 6

County Lien

5

May 11

Code Violation

3

Mar 16

Lien Sale

3

Jun 1

Hoa Lien

2

Mar 9

Preforeclosure

2

Jun 29

Quiet Title Action

2

May 25

Foreclosure

2

Jul 6

Medical Lien

2

Mar 2

Source: GoliathData real-time county records. Refreshed weekly.

What these numbers mean for buyers and investors

Monroe County, New York shows a surprisingly thin tax-delinquency landscape compared to the broader distressed-property ecosystem unfolding across the county. As of the most recent reporting week, only 1 property appears on the active tax-delinquency register. However, this single number masks a far more complex opportunity landscape. The county is experiencing significant turbulence in related categories: 18 lis pendens (formal foreclosure notices), 13 properties in preprobate status (likely to face estate liquidation), 5 county liens, and 2 state liens all signal properties where owners are struggling to maintain equity or meet obligations.

The presence of 2 foreclosures, 2 quiet title actions, and 1 sheriff sale underscores that Monroe County's distressed inventory is being channeled through multiple legal pathways, not concentrated in traditional tax sales. For investors accustomed to high-volume county auctions, this environment demands a different strategy: properties may be acquired through probate sales, lien auctions, or pre-foreclosure negotiations before they ever reach a formal tax delinquency status. The 3 lien sales and 1 property auction on record suggest that secondary markets (code violation liens, HOA liens, utility liens, medical and federal liens) are active, creating opportunities for investors willing to bid on non-tax liabilities or acquire properties encumbered by multiple claims.

The presence of 1 medical lien and 1 federal lien, combined with the broad mix of judgment liens (1) and continuing liens (1), indicates that Monroe County properties are attracting diverse creditor claims. Buyers must understand that the county's low tax-delinquency count does not reflect low distress; rather, it reflects a county where distressed assets are being processed through foreclosure courts, probate, and lien-sale channels before (or instead of) moving to county tax auction.

How to get the official Monroe County tax-delinquent list

The authoritative source for Monroe County's tax-delinquent properties is the Monroe County Treasurer / Commissioner of Finance. This office maintains and publishes the official list of properties that have failed to pay property taxes and are eligible for county tax sale or redemption proceedings.

To obtain the current tax-delinquent list, contact the Monroe County Treasurer / Commissioner of Finance directly. Request the active tax-delinquent properties list, which should include property addresses, tax ID numbers, delinquent amounts owed, and (where applicable) the date of the next advertised sale or redemption deadline. Many New York counties now publish delinquent lists online through their county website or through New York State's official tax sale portal; check the Monroe County government website first to see if the list is available for download or online search.

The Monroe County Treasurer / Commissioner of Finance will provide information about how the list is updated (typically monthly or quarterly), when properties are advertised for sale, and what redemption periods apply. Do not rely on third-party aggregators or foreclosure databases for official tax-delinquency status; the county office's records are the definitive source, and the county staff can confirm whether a property you are interested in is actively delinquent or has already been sold, redeemed, or removed from the list.

How New York's tax sale and redemption process works

New York State law requires counties to follow a statutory procedure for collecting unpaid property taxes. The process typically unfolds in several phases, and understanding each is critical for buyers considering tax-delinquent acquisitions.

When a property owner fails to pay property taxes, the county assesses penalties and interest. The county then issues a notice of tax delinquency to the owner and publishes a list of delinquent properties. In New York, the county may then offer the property for sale at a public auction, known as a tax sale or tax-deed sale. At this sale, the county will typically accept sealed or open bids from investors and buyers. If you win the bid, you are issued a tax deed, which conveys the county's interest in the property to you.

However, New York State law also grants the property owner a redemption right: the original owner (or certain lienholders or other parties with legal interest) can reclaim the property by paying the full amount owed (taxes, penalties, interest, and sale costs) within a specified period after the tax sale. The length of the redemption period is set by New York statute and varies by county; you must confirm the exact redemption deadline with the Monroe County Treasurer / Commissioner of Finance before bidding. Until the redemption period expires and the property is not redeemed, your ownership is conditional: the original owner retains the legal right to recover the property.

If the property is not redeemed within the statutory period, you receive full legal title, free and clear of the tax lien and (in most cases) subject only to existing senior liens or easements. However, be aware that other liens, mortgages, or judgments may survive the tax sale, and you may be responsible for paying off these encumbrances or facing foreclosure by other creditors. The county can provide specifics on the title status and any surviving liens at the time of the sale.

Due diligence and risks

Purchasing a tax-delinquent property in Monroe County carries substantial risk if due diligence is skipped. Before bidding at a tax sale, you must investigate the property thoroughly.

Title and liens: Order a full title report and lien search from a title company or attorney. Determine what mortgages, judgments, HOA liens, code-violation liens, and other encumbrances exist on the property. Note that junior (lower-priority) liens are typically wiped out by a tax sale, but senior mortgages, federal tax liens, and HOA liens may survive. In Monroe County's current data, the presence of 5 county liens, 2 HOA liens, 2 medical liens, 1 federal lien, and 1 utility lien across the county's distressed inventory illustrates that surviving liens are a real risk.

Property condition and occupancy: Visit the property in person. Assess structural integrity, code violations (note that 3 code violations are currently on record in the county), deferred maintenance, and environmental hazards. Determine whether the property is occupied; if it is, you may face eviction proceedings or liability for existing tenancy agreements. The 1 eviction currently recorded in the county shows this is an active concern.

Redemption and title defects: Even after you win the bid and receive a tax deed, the original owner can redeem during the statutory period. Do not spend money on repairs or improvements until the redemption period has expired and title is fully yours. Additionally, defects in the county's sale process (improper notice, calculation errors, or fraudulent transfers) can result in a quiet title action or legal challenge; quiet title actions (2 currently active in Monroe County) show that title disputes do arise post-sale.

Probate and estate issues: If the property owner has died, the property may be entangled in probate. The 13 preprobate and 1 probate entry in the county data indicate that estate-related delays are possible. You may need to wait for probate to conclude before taking full possession or refinancing.

Frequently Asked Questions

How do I get the most current list of tax-delinquent properties in Monroe County?

Contact the Monroe County Treasurer / Commissioner of Finance and request the active tax-delinquent properties list. Ask when the list was last updated and how frequently it is refreshed. Many counties now post lists online; check the Monroe County government website or ask the county office for the web link. You can also visit the office in person or call for a list to be mailed to you. The county staff will clarify which properties are still awaiting sale, which are in redemption periods, and which have been sold or redeemed.

When is the next Monroe County tax sale?

The specific date of the next tax sale is not published here; that information changes based on the county's collection schedule and state law. Contact the Monroe County Treasurer / Commissioner of Finance for the date of the next advertised sale, the list of properties being offered, and the bidding procedure. The county will provide details on how to register as a bidder, what deposit is required, and how the sale will be conducted (online, in-person, or by sealed bid).

How long do I have to wait after a tax sale before I own the property free and clear?

New York State law grants the original owner a redemption period after a tax sale, during which they can reclaim the property by paying all taxes, penalties, interest, and sale costs. The length of this period varies by county and circumstance. You must confirm the exact redemption period for Monroe County from the Monroe County Treasurer / Commissioner of Finance. Only after the redemption period expires without redemption will your title be final and free of the tax lien.

Is buying a tax-delinquent property in Monroe County worth the risk?

That depends on your investment goals, risk tolerance, and the specific property. Tax sales can offer deep discounts, but they come with redemption risk, potential title defects, unknown property condition, and possible surviving liens. In Monroe County, the data shows that distressed properties are spread across foreclosure, probate, and lien-sale channels, not concentrated in tax auctions; you may find better opportunities (or lower competition) by exploring quiet title actions, probate sales, or lien auctions. Work with a real estate attorney and a title company to fully vet any property before bidding. For first-time investors, education and professional guidance are worth the cost.

More New York Tax Delinquent Property Lists

Browse the full New York tax delinquent properties for sale list for every county, or jump straight to a nearby list:

Sources